As of 2023, there is no single law governing all cryptocurrencies in the U.S. All 50 states have their own regulations, and digital assets fall under the following federal agencies. See
crypto glossary.
Securities and Exchange Commission (SEC)
If asset is considered a security.
Financial Crimes Enforcement Network (FinCEN)
If asset is used in money laundering and counterfeiting.
Commodity Futures Trading Commission (CFTC)
If asset is considered a commodity or derivative.